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Just Dispute IT

Signature Program

Credit Rebuild Academy

Video lessons, live Q&As, dispute templates, and consumer-law education — so you never depend on a credit-repair company again.

Consumer Law Foundations

  • The FCRA in plain English
  • The FDCPA in plain English
  • What furnishers are allowed to report
  • Your rights on inquiries, re-aging, and mixed files

Dispute Strategy

  • Choosing your angle: accuracy vs verification
  • When to go to the bureau vs the furnisher
  • Escalation: CFPB, state AG, small claims
  • Avoiding the 'frivolous dispute' trap

Rebuilding Credit

  • Secured cards, credit-builder loans, authorized users
  • Utilization math and payment timing
  • Thickening a thin file
  • Why score simulators lie

Business Credit

  • Starting with a clean personal file
  • EIN, D-U-N-S, and business tradelines
  • Vendor credit ladder (Tier 1→3)
  • Bank and SBA readiness

Knowledge is your edge.

The Academy is included free with Pro Membership.

See Pro plans →