Method of verification
Ask the bureau to disclose exactly how a disputed item was verified under §611(a)(7). If they can't, the item is presumed unverifiable.
Credit
Credit Report Errors
Every reporting error, professionally challenged.
Roughly 1 in 5 consumer credit reports contains a material inaccuracy. Just Dispute IT scans every tradeline, cross-references dates and balances, and drafts a legally-cited challenge for anything that fails the FCRA's accuracy or verifiability standard.
What you get
Every workflow, out of the box.
- Detect duplicates, re-aging, and mixed-file entries automatically
- One-click dispute across Experian, Equifax, and TransUnion
- Certified-mail workflow with USPS tracking + delivery confirmation
- Round-based strategy with escalation paths built in
Strategies in play
The specific moves the AI runs on your behalf.
Furnisher direct disputes
Bypass the bureau and dispute directly with the data furnisher under §623(a)(8). Reopens the investigation window and creates a new paper trail.
Statutory §609 disclosure
Request the underlying source documents for a tradeline. When furnishers can't produce them, deletion is often the fastest path.
Related solutions
The rest of the defense stack.
Debt
Debt Collections
Turn every collector into a compliance problem.
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Credit
Charge-Offs
Stop paying for accounts the furnisher can't verify.
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Credit
Late Payments
One late payment shouldn't cost 100 points.
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Identity
Identity Theft
Freeze, dispute, recover — in the right order.
Explore →
Ready to run the play?
Start with a free credit audit. The AI Credit Analyst reads your file, flags issues, and drafts the first letter — all in under 5 minutes.