Press & Media

Reporting on credit, consumer rights, or AI in fintech?

We're happy to talk. Below: a one-page company snapshot, the talking points we stand behind, and brand assets you can use without asking.

press@justdisputeit.com →About the company Live status

Quick facts

Company	Just Dispute IT
Founded	2026
Headquarters	United States (Wyoming entity in formation)
Category	Consumer fintech · AI · Credit defense
Stage	Pre-launch (beta opening Q3 2026)
Pricing	Free generator · $14.99 premium export · $29 AI Credit Audit · $29/mo Pro
Reach	All 50 US states · FCRA-aligned
Website	https://justdisputeit.com

Talking points

We're replacing the $99/month credit-repair industry with software.

Traditional credit-repair companies charge $99–$200/month for letters consumers can write themselves under the Fair Credit Reporting Act. Most subscribers stay locked in for years. Just Dispute IT is a one-time $14.99 product (or optional $29/mo Pro tier) that puts the same toolkit — and more — in the consumer's hands.

AI as legal-literate co-pilot, not autopilot.

Our Smart Dispute Engine™ drafts letters citing the right FCRA and FDCPA sections for the consumer's state, dispute type, and bureau. The consumer signs and mails — they stay in control, which is what the FCRA actually requires. We are not a law firm and not a CROA.

Built for transparency.

No fake testimonials, no score-boost guarantees, no monthly trap. We publish a live system status page showing exactly what's shipped, in beta, and on the roadmap. Refunds are 14-day, no-questions.

Why now.

Post-pandemic credit damage is widespread, the CFPB has signaled stronger enforcement on inaccurate reporting, and AI finally makes it cheap to generate state-aware legal correspondence at consumer-tier prices.