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Just Dispute IT

AI Credit Audit

Find inaccuracies automatically.

Upload your credit report — our Violation Detector reads every line and flags the reporting issues that cost you points. You get a full audit with recommended disputes in minutes.

What we flag

The Violation Detector™

Duplicate accounts
Reporting inconsistencies
Date inaccuracies (re-aged debt)
Incorrect balances
Mixed credit files
Potential FCRA violations
Unverified collections
Stale inquiries

How the audit works

01

Upload PDF

Drop in your Experian, Equifax, or TransUnion report.

02

AI scans line by line

Every tradeline, collection, and inquiry is checked.

03

Get your playbook

A ranked list of disputes, each tied to the right statute.

Stop guessing what to dispute.

The audit shows you exactly what's wrong, in priority order, with one-click letters for each.